Wilshire Advisors LLC Investment Program Overview
Lineup and fact sheets as of 03/25/2026.Download .PDF
For plans that engage Wilshire Advisors as the 3(38) investment fiduciary, this page provides an overview of the investment options available to plan participants. The investment program includes goal-based investing, age-based target date funds, risk-based models, and a core fund lineup.
For over 50 years, Wilshire has combined institutional expertise with technology, data, and innovation to help investors, financial intermediaries, and asset managers improve investment outcomes. The firm partners with 300+ institutional investors and financial intermediaries globally across wealth management, retirement, alternatives, and analytics.
Available in:
- Goal-Based
- Age-Based
- Risk-Based
- Invest Your Own
Fund Sort by Fund | Available In | ITD Return Sort by ITD Return | YTD Return Sort by YTD Return | 1 Year Return Sort by 1 Year Return | 3 Year Return Sort by 3 Year Return | 10 Year Return Sort by 10 Year Return |
|---|---|---|---|---|---|---|
AVUVX Avantis U.S. Small Cap Value Instl | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 16.83% | 22.88% | 39.51% | 19.22% | -- |
97184W269 BlackRock EAFE Equity Index Fund CL AG | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 9.69% | -- | -- | -- | -- |
97184W251 BlackRock Equity Index Fund CL AG | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 13.86% | 10.08% | 21.93% | 20.14% | 15.07% |
97184X887 BlackRock Extended Market Index Fund AG | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
97184X804 BlackRock US Real Estate Securities Index Fund AG | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
97184W285 BlackRock U.S. Debt Index Fund Class AG | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 0.16% | 0.70% | 3.77% | 4.14% | 1.54% |
14022G703 Capital Group U.S. Core Fxd Inc Tr CU2A | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 0.53% | 0.60% | 3.72% | -- | -- |
14022G406 Capital Group EUPAC Trust CU2A | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 9.04% | 11.38% | 23.65% | 16.10% | -- |
14022G505 Capital Group U.S. High-Yield Tr CU2A | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 3.60% | 2.07% | -- | -- | -- |
14022G802 Capital Group New World Trust CU2A | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 19.24% | 16.27% | -- | -- | -- |
DFIVX DFA International Value I | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 7.48% | 10.45% | 30.34% | 22.31% | 12.00% |
FPADX Fidelity Emerging Markets Idx | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 5.99% | 26.17% | 45.96% | 23.35% | 9.99% |
FBIIX Fidelity International Bond Index | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 0.87% | 1.59% | 2.67% | 4.35% | -- |
97181N619 Franklin BWG Global Opportunistic Fixed Income CIT | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
97184E558 Voya Alpha+ Small Cap Trust Fund Class R | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 21.81% | -- | -- | -- | -- |
97184W319 JPMorgan Core Plus Bond GG Series CL AG | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 1.13% | 0.91% | -- | -- | -- |
97184X655 JP Morgan Mid Cap Core GG Series | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
97184X648 Lifecycle Select powered by Nuveen 2015** | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
97184X630 Lifecycle Select powered by Nuveen 2020** | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
97184X622 Lifecycle Select powered by Nuveen 2025** | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
97184X614 Lifecycle Select powered by Nuveen 2030** | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
97184X598 Lifecycle Select powered by Nuveen 2035** | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
97184X580 Lifecycle Select powered by Nuveen 2040** | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
97184X572 Lifecycle Select powered by Nuveen 2045** | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
97184X564 Lifecycle Select powered by Nuveen 2050** | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
97184X556 Lifecycle Select powered by Nuveen 2055** | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
97184X549 Lifecycle Select powered by Nuveen 2060** | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
97184X531 Lifecycle Select powered by Nuveen 2065** | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
97184X523 Lifecycle Select powered by Nuveen 2070** | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
- Lifecycle Select powered by Nuveen Ret Inc** | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
97184X820 MFS Blended Research Growth Equity CIT | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
WPGAFX PGIM High Yield Bond Fund CIT CL R | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 8.16% | 1.87% | 5.57% | 8.88% | -- |
97184D782 PIMCO Core Bond CIT Class R2 | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | 0.90% | 4.71% | 4.82% | -- |
97184T845 Putnam International Value Trust CL R1 | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 0.56% | -- | -- | -- | -- |
97184W616 Putnam Large Cap Value Trust II Class AG | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 9.72% | 10.81% | 24.57% | 19.67% | -- |
VEXRX Vanguard Explorer Adm | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 10.09% | 20.40% | 30.75% | 15.07% | 13.40% |
VWILX Vanguard International Growth Adm | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 8.12% | 5.85% | 9.60% | 12.11% | 11.56% |
VTAPX Vanguard Shrt-Term Infl-Prot Sec Idx Adm | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | 2.22% | 1.65% | 3.60% | 5.15% | 3.03% |
29216Y450 Voya Core Plus Trust Fund Class 6 | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
97184X671 Wilshire Multi-Manager Stable Value Fund* | Goal-Based Strategy Age-Based Strategy Risk-Based Strategy Invest On Your Own Strategy | -- | -- | -- | -- | -- |
Model Name Sort by Model Name | CUSIP Sort by CUSIP | Expense Ratio | Fund Name |
|---|---|---|---|
Target-Date Retirement | - | 0.06% | Lifecycle Select powered by Nuveen Ret Inc** |
Target-Date 2015 | 97184X648 | 0.06% | Lifecycle Select powered by Nuveen 2015** |
Target-Date 2020 | 97184X630 | 0.06% | Lifecycle Select powered by Nuveen 2020** |
Target-Date 2025 | 97184X622 | 0.06% | Lifecycle Select powered by Nuveen 2025** |
Target-Date 2030 | 97184X614 | 0.06% | Lifecycle Select powered by Nuveen 2030** |
Target-Date 2035 | 97184X598 | 0.06% | Lifecycle Select powered by Nuveen 2035** |
Target-Date 2040 | 97184X580 | 0.06% | Lifecycle Select powered by Nuveen 2040** |
Target-Date 2045 | 97184X572 | 0.06% | Lifecycle Select powered by Nuveen 2045** |
Target-Date 2050 | 97184X564 | 0.06% | Lifecycle Select powered by Nuveen 2050** |
Target-Date 2055 | 97184X556 | 0.06% | Lifecycle Select powered by Nuveen 2055** |
Target-Date 2060 | 97184X549 | 0.06% | Lifecycle Select powered by Nuveen 2060** |
Target-Date 2065 | 97184X531 | 0.06% | Lifecycle Select powered by Nuveen 2065** |
Target-Date 2070 | 97184X523 | 0.06% | Lifecycle Select powered by Nuveen 2070** |
Asset Class Sort by Asset Class | Ticker/CUSIP Sort by Ticker/CUSIP | Fund Name Sort by Fund Name |
|---|---|---|
Stable Value | 97184X671 | Wilshire Multi-Manager Stable Value Fund* |
Short-Term TIPS | VTAPX | Vanguard Shrt-Term Infl-Prot Sec Idx Adm |
Core Bond | 97184W285 | BlackRock U.S. Debt Index Fund Class AG |
Global Bond Hedged | FBIIX | Fidelity International Bond Index |
High Yield | WPGAFX | PGIM High Yield Bond Fund CIT CL R |
Large Blend | 97184W251 | BlackRock Equity Index Fund CL AG |
Mid-Cap Blend | 97184X887 | BlackRock Extended Market Index Fund AG |
Foreign Large Blend | 97184W269 | BlackRock EAFE Equity Index Fund CL AG |
Emerging Mkts | FPADX | Fidelity Emerging Markets Idx |
Real Estate | 97184X804 | BlackRock US Real Estate Securities Index Fund AG |
Asset Class Sort by Asset Class | Ticker/CUSIP Sort by Ticker/CUSIP | Fund Name Sort by Fund Name |
|---|---|---|
Stable Value | 97184X671 | Wilshire Multi-Manager Stable Value Fund* |
Core Bond | 97184D782 | PIMCO Core Bond CIT Class R2 |
Core Bond | 14022G703 | Capital Group U.S. Core Fxd Inc Tr CU2A |
Core Plus Bond | 97184W319 | JPMorgan Core Plus Bond GG Series CL AG |
High Yield | 14022G505 | Capital Group U.S. High-Yield Tr CU2A |
Global Bond | 97181N619 | Franklin BWG Global Opportunistic Fixed Income CIT |
Large Growth | 97184X820 | MFS Blended Research Growth Equity CIT |
Large Blend | 97184W251 | BlackRock Equity Index Fund CL AG |
Large Value | 97184W616 | Putnam Large Cap Value Trust II Class AG |
Mid Blend | 97184X655 | JP Morgan Mid Cap Core GG Series |
Small Blend | 97184E558 | Voya Alpha+ Small Cap Trust Fund Class R |
Foreign Blend | 97184W269 | BlackRock EAFE Equity Index Fund CL AG |
Foreign Growth | 14022G406 | Capital Group EUPAC Trust CU2A |
Foreign Value | 97184T845 | Putnam International Value Trust CL R1 |
Emerging Markets | 14022G802 | Capital Group New World Trust CU2A |
Real Estate | 97184X804 | BlackRock US Real Estate Securities Index Fund AG |
Asset Class Sort by Asset Class | Ticker/CUSIP Sort by Ticker/CUSIP | Fund Name Sort by Fund Name |
|---|---|---|
Core Bond | 97184W285 | BlackRock U.S. Debt Index Fund Class AG |
Short-Term TIPS | VTAPX | Vanguard Shrt-Term Infl-Prot Sec Idx Adm |
Global Bond Hedged | FBIIX | Fidelity International Bond Index |
Large Blend | 97184W251 | BlackRock Equity Index Fund CL AG |
Mid-Cap Blend | 97184X887 | BlackRock Extended Market Index Fund AG |
Foreign Blend | 97184W269 | BlackRock EAFE Equity Index Fund CL AG |
Emerging Mkts | FPADX | Fidelity Emerging Markets Idx |
Real Estate | 97184X804 | BlackRock US Real Estate Securities Index Fund AG |
Stable Value | 97184X671 | Wilshire Multi-Manager Stable Value Fund* |
Core Plus Bond | 29216Y450 | Voya Core Plus Trust Fund Class 6 |
High Yield | WPGAFX | PGIM High Yield Bond Fund CIT CL R |
Large Growth | 97184X820 | MFS Blended Research Growth Equity CIT |
Large Value | 97184W616 | Putnam Large Cap Value Trust II Class AG |
Small Growth | VEXRX | Vanguard Explorer Adm |
Small Value | AVUVX | Avantis U.S. Small Cap Value Instl |
Foreign Growth | VWILX | Vanguard International Growth Adm |
Foreign Value | DFIVX | DFA International Value I |