Safe Harbor 401(k)
A streamlined 401(k) plan with simplified compliance and maximized contributions
Welcome to Vestwell 
Vestwell. For the future. Savings made simple, futures made stronger.
Vestwell. For the future. Savings made simple, futures made stronger.
To the 401(k) and beyond.
Retirement (6)
Traditional 401(k)
A flexible 401(k) plan with various employer contribution options
Solo(k)
A streamlined, tax-advantaged plan designed for self-employed professionals.
Starter(k)
A simplified, low-cost option for new plans--with no employer match
403(b)
A retirement plan for schools, nonprofits, and certain public organizations
Government Savings
A state-sponsored retirement program for employees without a workplace plan
Education (3)
Vestwell is built to expand access to savings—so more of us can build for the future.
- 1.5M+active savers
- 350K+businesses enabled
- $35B+assets saved across all 50 states
To Vestwell is to tap into the modern savings economy.
Employers
Streamlined management
From automated payroll sync with 190+ providers to modern tech and tools, our platform lets you run your plan with ease.
Employers
Custom-built benefits
Tailor your savings programs to your workforce, and as your needs change, our dynamic platform can evolve alongside you.
Employers
Personalized support
A dedicated service team offers industry expertise at every step with built-in compliance, administration, and 1:1 onboarding support.
Advisors
Practice growth, simplified
Streamline plan setup and management with our modern platform, freeing you to deepen client relationships and expand your book of business.
Advisors
Flexible, holistic offering
Deliver more than retirement—from education and emergency savings to ABLE Disability Savings accounts—all from one unified platform that adapts to your clients’ needs.
Advisors
White labeled partnership
Keep your brand front and center with co-branded portals, flexible investment options, and integrated compliance support designed for advisors.
Individuals
Savings your way
Manage retirement, education, emergency, and disability savings from one intuitive portal, accessible anytime, anywhere, in multiple languages.
Individuals
Confidence through clarity
Educational tools, behavioral nudges, and clear guidance empower you to make informed decisions and build lasting financial security.
Individuals
Save In the language you know best
Manage your retirement account in the language you prefer with support for 18 languages across both desktop and mobile.
Partners
Trusted infrastructure
Powering over 85% of government retirement savings programs, Vestwell is the proven, secure backbone governments rely on for large-scale savings initiatives.
Partners
Inclusive by design
Our multilingual, mobile-first platform expands access for underserved populations, supporting broader participation and financial equity.
Partners
Scalable, compliant delivery
From retirement mandates to ABLE Disability Savings and 529 programs, Vestwell combines robust compliance with modern technology to meet diverse policy needs.
Built for the future of saving.
Small Size Businesses
Affordable plans for teams of any size.
Medium Size Businesses
Flexible plans for growing needs.
Large Businesses
Custom benefits for complex orgs.
Financial Advisors
Empowering advisors with modern tools to deliver smarter savings strategies.
Savers
User-friendly, personalized savings experiences for every financial journey.
Government Agencies
Partners in scaling public programs.
Payroll & Benefit Partners
Robust, customizable benefits for modern organizations with growing complexity.
TPAs
Robust, customizable benefits for modern organizations with growing complexity.
Financial Institutions
Simple, affordable retirement plans — whether you have 1 or 50 employees.
Consultants
Flexible solutions for businesses with evolving needs.
“We wanted a retirement plan that set our company apart, and that's exactly what Vestwell has done for us.”
Let’s simplify your workplace savings.
Whether you're rolling out your first plan or upgrading from a legacy provider, our team is ready to help.