As a financial advisor, we know how difficult it is to provide a retirement plan solution. Either you need to put the many pieces together yourself or you can go to a captive provider that sells its own funds over others. Meanwhile, the choice is daunting for the sponsor who is faced with up to 1,500 different options, a complex web of fiduciary duties, and a fee structure that hurts employees.
Vestwell makes offering Retirement Plans easier for investment advisors — our modern technology platform empowers advisors to provide the conflict-free, intuitive investing experience that your clients expect with the insight that only a real advisor can offer. In a changing landscape, we give you new tools to differentiate yourself.
Vestwell is a new platform that helps investment advisors evolve their business to suit the changing world of retirement plan investing. We provide Registered Investment Advisors (RIAs) with a white-labeled 401(k) and retirement plan platform that puts client's best interest first. With Vestwell, you can generate a customized proposal in less than ten minutes and onboard them.
Our low fee plans cost less for employees,
so they can keep more of their money.
Vestwell simplifies managing a plan by helping
with plan design and administration.
Our automated platform allows advisors to
take on more clients with less hassle.
There are some things that computers are better at, and some things that humans are better at. Your clients trust you to answer their questions and offer personalized retirement planning advice, and you can rely on Vestwell's algorithms to optimize the participant investments and generate proposals and plan documents with a click of a button. With Vestwell, your retirement plan business has never been more scalable.
Vestwell's fees are lower than the industry average, meaning that your clients' employees can keep more money in their accounts and save more money for retirement.
Your clients chose you because they trust you, so the Vestwell platform puts your company's name and logo at the top of each page and piece of correspondence.
Unlike our competitors, Vestwell allows you to custom tailor plans for each of your clients. Vestwell supports Safe Harbor, Non-Safe Harbor, Profit Sharing, 403(b), and Cash Balance plans.
Vestwell can help you ensure that employees get the best plan on the market. Features like auto-enrollment have been shown to double participation rates and drive higher deferral rates, leading to more plan assets.
Our clean dashboard interface allows advisors to view all the essential information they need in one place, reviewing all the clients' companies, employees and asset allocations.
Traditionally, it can be a hassle to ensure that every plan participant has received proper notices and documents. We automate the entire process with paperless alerts and correspondence, which also saves on printing and postage.
Helping ensure that plans are compliant with the law is one of the most important parts of an advisor's job. We run quarterly discrimination reviews and annual top heavy tests on all our plans to ensure that things are right, and if they're not, we will help you correct the issue.
Vestwell is a new platform, built by an experienced team with an average of 18 years of financial technology experience. Our CEO, Aaron Schumm has worked with advisors on the wealth side for years and is now bringing that experience to 401(k)s.See The Team