Safe Harbor 401(k)
A streamlined 401(k) plan with simplified compliance and maximized contributions
Large Businesses
Vestwell supports your people and your operations—with automated plan administration, holistic benefits, and dedicated support across every stage of growth.
All your workplace savings needs, in one platform.
Retirement (6)
Traditional 401(k)
A flexible 401(k) plan with various employer contribution options
Solo(k)
A streamlined, tax-advantaged plan designed for self-employed professionals.
Starter(k)
A simplified, low-cost option for new plans--with no employer match
403(b)
A retirement plan for schools, nonprofits, and certain public organizations
Government Savings
A state-sponsored retirement program for employees without a workplace plan
Education (3)
Built to handle complexity—designed to make it simple.
Whether you’re phasing out legacy providers or expanding your offering, Vestwell delivers the tools and expertise to elevate your benefit strategy, reduce admin, and drive results.
Integrated systems & actionable insights
Connect your payroll system to automate contributions and reduce manual work—while gaining real-time insight into plan participation and engagement.
Flexible plan design
Support part-time, seasonal, and multi-entity structures with fully configurable plans. Tailor eligibility, vesting, and match formulas to fit your organization.
Holistic savings options
Combine retirement, emergency, and education savings in a single platform—helping you deliver meaningful financial wellness benefits that drive retention.
Robust employee experience
An intuitive mobile app and multilingual portal empower employees to enroll and manage their savings—anytime, anywhere, and in the language they know best.
Personalized support
Work with a dedicated team backed by credentialed plan professionals, providing consistent, responsive service from onboarding through ongoing plan management.
Case Study
How Faith Electric energized its workforce with Vestwell.
Facing a shrinking labor market and a complex workforce, Faith Electric needed a retirement plan that was easy to manage and intuitive for their 200+ employees. With Vestwell, they launched a 401(k) plan that boosted engagement, simplified administration, and set them apart in a competitive industry.
Resources for benefits teams.
Let's modernize your workplace financial benefits strategy.
We’ll help you streamline plan management, scale engagement, and deliver real ROI—without overloading your team.
FAQ
Vestwell supports multi-location, multi-EIN organizations with configurable eligibility, custom match rules, and integrations across your payroll systems.
Yes. Vestwell combines retirement, emergency savings, education benefits, and wellness tools in a single platform—giving you a true financial wellness solution.
Access a real-time dashboard for participation, deferral rates, and plan health—plus benchmarking tools to support internal ROI reporting and compliance.
Vestwell delivers up to 10x more efficiency, with better payroll contribution visibility and transparent reporting—helping you reduce admin time and improve plan oversight.
From onboarding to ongoing management, you’ll be supported by a consistent team that understands your plan—plus access to live multilingual support in over 240 languages for you and your employees.