Flexible plan options for every client profile.
Explore the plan offerings available to meet diverse client needs across your book of business—from new plans to conversion plans, built-in administration to third-party administrator (TPA) solutions, and more.
Tax Credit Calculator.
By offering a qualified retirement plan with auto-enrollment, your clients may be eligible to earn $16,500 or more in tax credits over a three-year period under the Secure Act 2.0.³
Lets see your potential savings!
If you start a qualified retirement plan with auto-enrollment, you may qualify to earn more than $150,000 in tax credits over a three-year period.
FAQ
Vestwell can bill clients on your behalf for your advisory fee according to the fee schedule you have agreed upon with your client. Once collected, Vestwell then passes these fees back to you. Advisor fees can be paid by employers as part of the employer invoice or by participants from their plan assets and listed on the participant statement.
While fees vary by plan option, clients can see a combination of the following fee types. For some plan types, certain fees are not charged or waived. Book a call with our team, and a dedicated plan representative can walk you through plan pricing in more detail.
- Setup Fee: A one-time fee paid for by the employer when the plan is first established.
- Participant Recordkeeping Fees: Fees charged per participant with an active account balance. Employers can elect to cover this fee or, more commonly, have employees pay it directly.
- Asset-based Investment Management Fee: Fees calculated as a percentage of plan assets, covering investment management services. When applicable, these fees are most often deducted directly from participant account balances.
- Ad-Hoc Activities and Add-On Features: Vestwell charges employers and plan participants for certain ad-hoc activities that may arise while administering the retirement plan, as well as add-on services and features that employers elect for their plan.
Employers can find a detailed breakdown of included services, fees, and any optional add-ons in their plan agreement and in their plan’s fee disclosure.
Yes. Many advisors use Vestwell’s platform to manage multiple plan types and plan options across their book, offering flexibility while maintaining one centralized dashboard for oversight within your advisor retirement portal.
A dedicated conversion plan team handles setup, data migration, and participant communications to ensure a smooth transition process for both you and your client.
Consider factors such as company size, existing plan structure, plan feature complexity, need for external third-party administration, and budget. The above plan comparison chart helps you narrow down the best fit options for your clients’ profiles and goals.
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Zero cost applies to plan recordkeeping costs. It does not include ancillary or ad-hoc fees that may occur throughout the life of the plan or investment-related fees such as market value adjustments.
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Additional fees apply
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The tax credit calculator is meant to be an estimate and it is provided for informational purposes only. It is based on credits that may be available to your business based on the current version of the Internal Revenue Code in effect and does not take into account potential changes to the tax credits that may be available to you that are currently under consideration. This calculator also does not take into account any other aspect of your business that may entitle your business to greater or fewer tax credits from starting or offering a new or existing retirement plan nor does it reflect any other fees or expenses associated with your plan. The tax credits that the Internal Revenue Service determines are available to your business could be materially different from the output of the tax credit calculator.